7 Steps To Take If You Or A Loved One Is Involved In A Motorcycle Crash

January 18, 2014 Off By Humberto Byrn

Some motorcycle riders cope with the fear of having an accident by simply not thinking about the possibility. However, it is important to plan a course of action ahead of time. You should be prepared to handle the possibility of getting into a accident so as to minimize the consequences. In the aftermath of an accident you may not be thinking clearly; it is good to have a course of action prepared.

1. Make Sure that Everyone Involved is Unhurt: You should call for medical help even if the crash was relatively minor. If you have been thrown from your motorcycle during a collision, the adrenaline in your system may be preventing you from feeling an injury. Even though you feel fine, you may have broken bones or internal bleeding; sometimes injuries are not immediately evident until a long time after the accident.

2. Take Pictures and Make Notes: Photos are the most important form of documentation you can have. Use your phone to take pictures; if you do not have one, ask someone else to take pictures and email them to you. You will want to take pictures from as many angles as possible and capture as much detail as possible. If you have visible injuries, you will want pictures of those as well. A personal injury case can be won or lost based on the strength of photographic evidence. As you take pictures, try to see it from the perspective of a juror; make sure that the pictures clearly show the truth of what happened.

3. Get Contact Information From Witnesses: This includes other motorists who were driving by at the time of the accident. Insurance companies will do everything they can to discredit you and to cast doubt on your version of events. Your best weapon against this is the ability to call upon a reliable witness. Try to get information from as many people who saw the accident as possible.

4. Get to the Emergency Room: You should seek help even for what may seem to be minor injuries. Legally speaking, if you do not seek medical help then you were not injured. Along with the photographs of your visible injuries, medical records will serve as documentation of the fact that you were hurt in the accident.

5. Avoid Talking to Anyone Except for Police Officers: You should most definitely never talk to insurance adjusters from the other party in the accident. No matter what you say in a statement to an adjuster, it will be used against you later on. You will need to talk to your own insurance company, but always avoid giving answers to the other side.

6. Talk to a Personal Injury Attorney: You should hire a personal injury lawyer who is experienced in handling motorcycle-related accidents. The fact is that motorcycle accidents involve complex, technical areas of law and you will want a lawyer who has extensive experience dealing with them. The right attorney can provide advice on how to proceed with your case and negotiate with insurance companies.

7. Follow Up with Your Physician: You should avoid having a gap in coverage. If you do not make follow-up visits with your physician, the other side’s insurance company may argue that you were not that seriously injured after all. This means that they do not have to pay you as much money.

You can still have an accident no matter how many years of experience you have riding a motorcycle. By following the tips above, you can protect yourself should the worst happen.